Medicare Part D saves billions by prioritizing generic drugs through tiered formularies, low copays, and caps on out-of-pocket spending. Learn how the system works-and how to use it to cut your prescription costs.
Jan 17 2026
Long-term care insurance doesn't cover generic drugs in nursing homes. Learn how Medicare Part D, Medicaid, and out-of-pocket payments actually pay for prescriptions-and what to do to avoid coverage gaps.
Dec 18 2025
Learn how to manage high prescription drug costs during Medicare Part D's coverage gap (donut hole) in 2024 before it disappears in 2025. Discover proven strategies to save hundreds or thousands on medications.
Nov 18 2025